My Funded Futures Launches New SimFunded Plans Allowing Traders to Operate Up to Five Accounts

In a major move aimed at expanding flexibility for futures traders, My Funded Futures (MFF) has rolled out a new update allowing participants to operate up to five SimFunded accounts simultaneously, with no activation fees and standardized evaluations across all account types. The change is being hailed by many in the trading community as a potential turning point for scaling and payout growth, especially for retail and semi-professional traders looking for reliable funded account pathways.

The platform’s new model introduces three distinct SimFunded account options—Core, Scale, and Pro—each offering different payout structures and trading benefits. The evaluation phase for all three remains the same, simplifying the barrier to entry for new traders.

“This is a complete revamp of how traders can grow with a prop firm. The payout flexibility, five-account limit, and zero activation fees are game-changers,” said one trading educator in a recent breakdown of the update.

Standardized Evaluation, Diversified SimFunded Paths

My Funded Futures has unified the evaluation phase for all account types. Regardless of whether you choose a 50K Core, 100K Scale, or 150K Pro account, the evaluation rules are identical:

Two minimum trading days
50% daily consistency rule (no single day may exceed half the profit target)
No daily drawdown rule
T1 news trading allowed (except for Pro plan)

What differentiates the plans is the structure and flexibility of the SimFunded phase and payout models.

Core, Scale, and Pro Plans — What’s the Difference?

Core Plan

80/20 profit split
Max withdrawal: $1,000 per payout
Live account eligibility: After 5 payouts or 30 winning days
Account sizes: Only available in 50K
Contracts: 3 minis max
Minimum withdrawal: $250

Scale Plan

Tiered payout system increases with each successful withdrawal
First payout: $1,500 (50K) up to $4,500 (150K)
By fifth payout: Up to $3,500 (50K) and $5,750 (150K)
Contracts: Up to 4 minis (based on account size)
Transition to live starts with static balances from $3,000–$5,000
Available in 50K, 100K, 150K

Pro Plan

Higher contract sizing: up to 15 minis (150K)
Largest payout ceiling: $100,000 per user (not per account)
Requires a profit buffer before first withdrawal
No T1 news trading allowed
Payouts possible every 14 calendar days
After reaching $100K, excess profits can be rolled into live accounts (up to $10,000)

The Pro Plan is targeted at high-performing traders who need larger trade sizes and faster scaling potential. By contrast, the Core Plan is structured for conservative traders who want to grow with gradual profit-sharing, and the Scale Plan provides a middle-ground with progressive payout increases.

Costs and Discounts

Evaluation costs for the new accounts range from $77 to $477, depending on the account size and plan. Using promo code, traders can access discounted pricing—for example, the 50K Core Plan drops to $66, and the 50K Pro Plan to $193.

There are no activation fees across any of the new plans.

Live Account Transition: Pathway to Real Capital

Traders who reach payout milestones or complete 30 profitable trading days can transition from SimFunded to live accounts. The starting live capital varies:

Core Plan: $2,500
Scale Plan: Up to $5,000
Pro Plan: Up to $10,000 (with excess SimFunded profits rolled over after reaching the $100K cap)

Withdrawals from live accounts are only permitted from profits exceeding the initial balance. Unlocking the full balance requires 20 profitable days with at least 4% gain per day and three completed payouts.

What About Legacy Accounts?

My Funded Futures confirmed that legacy accounts—such as Starter Plus and Expert plans—remain unchanged. Traders with existing accounts retain the same rules, payouts, and limitations. However, legacy accounts are still limited to a maximum of three active accounts, whereas the new plans allow for up to five.

“You can mix and match. I’ve got three Expert accounts and two Pro accounts now, and that works fine,” said one active MFF trader.

However, the $100,000 payout cap applies per user across all five accounts, not per individual account.

“You can’t make $500K by maxing out five Pro accounts. The cap is for the total across your portfolio,” explained Luke, a representative from MFF, during a Q&A.

The update represents a significant leap in transparency and trader-first policy from My Funded Futures. By giving you the power to choose between flexible plans, streamline your evaluations, and manage multiple funded accounts, MFF is targeting both accessibility for beginners and scalability for experienced traders.

For those who prefer the old models, they remain available—but the newly launched Core, Scale, and Pro plans present compelling reasons to explore new paths to profitability.