Apex vs Take Profit Trader vs TradeDay: Which Prop Firm Pays You the Most?

If you’re looking to make serious money from prop trading firms, choosing the right one can be the difference between small wins and massive payouts. Let’s break it down side-by-side so you can decide where your skills can bring in the biggest profits.

1. Apex Trader Funding – The King of Scaling

What You Get:

Up to 20 funded accounts simultaneously
No maximum payout after your 6th withdrawal
Up to 100% profit share once conditions are met

Your Key Advantage:
If you’re looking for scale, Apex is in a league of its own. Imagine trading 20 accounts, pulling $10K from each—yeah, that’s a $200,000 potential payday. It’s not easy, but it’s possible with consistency and discipline.

Payout Requirements:

8 minimum trading days
Profit on at least 5 of those days
Safety net requirement for the first 3 payouts
After 6 payouts, you’re eligible for 100% withdrawals (no caps)

Best For You If:
You’re an advanced trader with discipline and a solid strategy. You can scale multiple accounts and manage risk without overtrading.

2. Take Profit Trader – Fast and Flexible Payouts

What You Get:

Up to 5 funded accounts
Day 1 payouts (as soon as you clear your $2,000 buffer)
80/20 split (you keep 80%)
Option to stay in sim phase or get pushed to Pro Plus live account

Your Key Advantage:
You don’t have to wait weeks to start earning. Clear the buffer, and you can withdraw profits right away—even on your first day if you’re profitable.

Real-World Example for You:
Say you make $3,000 on day one, and you have your $2K buffer met. You can pull out $800 per account (after the 80/20 split). Multiply that by 5 accounts, and you could have $4,000 in your pocket immediately.

Best For You If:
You want instant gratification—daily payout access—and are comfortable with an 80/20 split. You’re also okay with potentially being moved to a live account at some point.

3. TradeDay – The Payout Milestone Tracker

What You Get:

Trade up to 3 funded accounts (plus 3 evals as backups)
$2,000 buffer to access payouts
Day 1 payouts, just like Take Profit Trader
Milestone reviews every $5,000 in profit

Your Key Advantage:
End-of-day drawdowns make it easier to manage your risk. Plus, TradeDay’s progression structure gives you clarity on when you might move to live—but doesn’t force it too soon.

Caution for You:
If you hit $5,000 or $10,000, pause trading. TradeDay reviews your performance at each milestone, and profits beyond those levels may be forfeited if you don’t stop and wait for review.

Best For You If:
You prefer a more structured approach with regular reviews and like the security of end-of-day drawdowns.

Honorable Mentions

My Funded Futures (Pro Plan)

Max payout: $100,000 per user
Requires 14 calendar days of trading
Payouts start at $1,000 minimum
Flat cap, so you know exactly how far you can take it

Best For You If:
You want a straightforward plan with defined limits. You’re okay with some rules in exchange for stability and clarity.

TopStep

5 copy-traded accounts
Max weekly payout: $5,000
Payouts after 5 days with $200+ profit/day
Eventually gets pushed to live

Best For You If:
You’re looking for an established firm with a path to a live account and consistent, moderate payout opportunities.

What’s Best for You?

Prop Firm	Max Payout Potential	Payout Speed	Profit Share	Sim vs Live Flexibility	Ideal For…
Apex	UNLIMITED (Post-6 Payouts)	Every 8 Days	Up to 100%	You stay sim indefinitely	High-volume, multi-account traders
Take Profit Trader	~$20K+ (no stated cap)	Day 1	80/20	Optional move to live	Traders wanting fast, daily payouts
TradeDay	~$20K SIM (more if extended)	Day 1	80/20	Milestone-based review	Structured traders who like clarity
My Funded Futures	$100K per user	After 14 Days	Varies	Unknown	Simplicity-focused, goal-oriented traders
TopStep	$25K-$30K max (then live)	Weekly	Varies	Yes (after several payouts)	Reliable legacy firm with live transition